Under (45)Total Points (Incl. Overtime) in American Football Sports Betting Explained with Examples + Betting Tips

“Under 45 Total Points (Incl. Overtime)” 

simply means you are betting that the combined final score of both teams in a match will be 44 points or less, and this includes any points scored in regular time + overtime.


What “Total Points” means

In American football, points come from:

  • Touchdowns = 6 points (+ extra point or 2-point conversion)
  • Field goals = 3 points
  • Safeties = 2 points

So the bookmaker adds:

Team A points + Team B points = Total match points


What “Under 45” means

You win your bet if:

  • Final total score = 0 to 44 points

You lose your bet if:

  • Final total score = 45 points or more

If the total lands exactly 45, it usually becomes a PUSH (stake refunded) depending on bookmaker rules.


“Incl. Overtime” means

This is very important:

  • If the game goes into overtime, all overtime points are also counted.
  • So your bet is NOT settled at the end of regular time only.

Example:

  • Regular time ends: 21–21 (42 points)
  • Overtime ends: 28–24 (52 total points)
    You LOSE the Under 45 bet because overtime pushed it above 45.

Simple Examples

Winning example (Under 45 wins)

  • Team A: 17
  • Team B: 20
    Total = 37 points → WIN

Losing example (Over 45 happens)

  • Team A: 24
  • Team B: 27
    Total = 51 points → LOSS
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Push example (if applicable)

  • Team A: 21
  • Team B: 24
    Total = 45 points → PUSH (refund)

Overtime example

  • Regular time: 20–20 (40 points)
  • Overtime: 7–3
    Final total = 50 points → LOSS

When Under 45 is usually strong

This bet is more likely to win when:

  • Strong defensive teams are playing
  • Bad weather (rain/snow/wind)
  • Slow-paced offenses
  • Playoff games with tight tactics

Key Betting Tips

  • Don’t ignore overtime — it can destroy a “safe” under bet.
  • Check team scoring averages (some teams regularly hit 50+).
  • Weather conditions matter a lot in American football totals.
  • Late-game strategy (teams chasing points = more scoring risk).
  • Avoid betting unders on two very offensive teams.

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