“Under 45 Total Points (Incl. Overtime)”
simply means you are betting that the combined final score of both teams in a match will be 44 points or less, and this includes any points scored in regular time + overtime.
What “Total Points” means
In American football, points come from:
- Touchdowns = 6 points (+ extra point or 2-point conversion)
- Field goals = 3 points
- Safeties = 2 points
So the bookmaker adds:
Team A points + Team B points = Total match points
What “Under 45” means
You win your bet if:
- Final total score = 0 to 44 points
You lose your bet if:
- Final total score = 45 points or more
If the total lands exactly 45, it usually becomes a PUSH (stake refunded) depending on bookmaker rules.
“Incl. Overtime” means
This is very important:
- If the game goes into overtime, all overtime points are also counted.
- So your bet is NOT settled at the end of regular time only.
Example:
- Regular time ends: 21–21 (42 points)
- Overtime ends: 28–24 (52 total points)
You LOSE the Under 45 bet because overtime pushed it above 45.
Simple Examples
Winning example (Under 45 wins)
- Team A: 17
- Team B: 20
Total = 37 points → WIN
Losing example (Over 45 happens)
- Team A: 24
- Team B: 27
Total = 51 points → LOSS
Push example (if applicable)
- Team A: 21
- Team B: 24
Total = 45 points → PUSH (refund)
Overtime example
- Regular time: 20–20 (40 points)
- Overtime: 7–3
Final total = 50 points → LOSS
When Under 45 is usually strong
This bet is more likely to win when:
- Strong defensive teams are playing
- Bad weather (rain/snow/wind)
- Slow-paced offenses
- Playoff games with tight tactics
Key Betting Tips
- Don’t ignore overtime — it can destroy a “safe” under bet.
- Check team scoring averages (some teams regularly hit 50+).
- Weather conditions matter a lot in American football totals.
- Late-game strategy (teams chasing points = more scoring risk).
- Avoid betting unders on two very offensive teams.

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